Health insurance in the canton of Aargau

The cheapest health insurance in the canton of Aargau

Aquilana, CSS and Groupe Mutuel are the cheapest health insurers in Aargau. The cheapest health insurance company in the canton of Aargau is Aquilana with monthly premiums of CHF 261.85. The cheapest health insurance in Aargau was calculated with the highest deductible, without accident cover and the cheapest basic insurance model.

The 10 cheapest health insurances in the canton of Aargau are listed below:

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in the canton of Aargau

How many health insurance companies are there in the canton of Aargau?

There are a total of 31 health insurance companies in the canton of Aargau. The 31 health insurance companies in the canton of Aargau offer different models of basic insurance. Although all health insurance companies in Aargau must provide legally prescribed benefits, the monthly premiums vary greatly. The health insurance premiums in Aargau depend on various factors such as the chosen health insurance company, the basic insurance model, the chosen deductible, the premium region and the age of the insured person.

How much does health insurance cost in Aargau?

The cheapest health insurance in the canton of Aargau currently costs CHF 261.85 per month, while the most expensive health insurance is CHF 582.25. If you consider a few important points when choosing health insurance, you can make considerable savings in Aargau. In fact, it is possible to save up to CHF 3,844.80 on health insurance in the canton of Aargau.

Premium increase for health insurance in Aargau

Health insurance in Aargau rose by 8.8 % in 2024. According to the FOPH, health insurance premiums in Aargau are rising due to rising healthcare costs. Premiums are rising in Aargau because people are getting older and new, expensive medicine and technology are becoming available.

Compare health insurance companies in Aargau

Health insurance in Aargau costs vary depending on age and postcode. You can compare health insurances using the Health Insurance Comparison in Aargau. The benefits of basic health insurance in Aargau are defined by law and are identical for every health insurance company in Aargau. You can save on health insurance premiums in Aargau by changing health insurance.

Health insurance models in Aargau

Health insurance in Aargau offers various models of basic insurance. The basic insurance models influence the amount of health insurance premiums in Aargau. As a rule, insured persons pay more if they opt for the standard model (free choice of doctor). However, if you are prepared to commit to a specific contact person or a counselling hotline, you can save costs in Aargau with models such as the family doctor model, HMO model or Telmed model.

Deductible with health insurance in Aargau

Health insurance in Aargau offers a choice of 6 deductibles between CHF 300 and CHF 2,500. The choice of deductible has a direct influence on the amount of the health insurance premium in Aargau. If you choose a higher deductible in Aargau, the monthly health insurance premium will be lower. It can therefore be worthwhile for people with lower healthcare costs to choose a higher deductible in Aargau. In this way, you can save up to CHF 1,000 in Aargau over the course of the year.

Supplementary insurance with the health insurance company in Aargau

Supplementary health insurance in Aargau offers additional benefits that go beyond basic insurance. Supplementary insurance in Aargau covers the costs of alternative medicine, glasses and contact lenses, dental treatment or a better hospitalisation. Particularly in Aargau, where many people value high-quality medical care, supplementary insurance can be a sensible way of providing better protection and access to extended healthcare services. The offers and benefits of supplementary insurance can vary depending on the health insurance company in Aargau, so it is worth to compare the supplementary insurance.

Further links and sources on this topic

www.swissinfo.ch - Switzerland faces sharp insurance premium increase.
www.bhf.ch - An expert view on the 2024 initiatives on health insurance premiums.