Health insurance in the canton of Zurich

The cheapest health insurance in the canton of Zurich

Atupri, Concordia and EGK are the cheapest health insurers in Zurich. The cheapest health insurance in the canton of Zurich is EGK with monthly premiums of CHF 234.75. The cheapest health insurance in Zurich was calculated with the highest deductible, without accident cover and the cheapest basic insurance model.

The 10 cheapest health insurances in the canton of Zurich are listed below:

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in the canton of Zurich

*Region 1: City of Zurich

Canton Zurich: Premium region 2

The 10 cheapest health insurance companies in premium region 2(Canton of Zurich) are listed below:

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in premium region 2(Canton of Zuriche).

*Premium region 2: Adliswil, Dietikon, Dietlikon, Dübendorf, Egg, Erlenbach, Fällanden, Greifensee, Herrliberg, Hombrechtikon, Horgen, Kilchberg, Kloten, Küsnacht, Männedorf, Maur, Meilen, Mönchaltorf, Oetwil am See, Opfikon-Glattbrugg, Regensdorf, Richterswil, Rümlang, Schlieren, Schwerzenbach, Stäfa, Thalwil, Uetikon am See, Urdorf, Uster, Volketswil, Wädenswil, Wallisellen, Wangen-Brüttisellen, Winterthur, Zollikon, Zumikon.

Canton of Zurich: Premium region 3

The 10 cheapest health insurance companies in premium region 3(Canton Zurich) are listed below:

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in premium region 3(Canton of Zurich)

*Premium region 3: other municipalities

How many health insurance companies are there in the canton of Zurich?

There are a total of 31 health insurance companies in the canton of Zurich. The 31 health insurance companies in the canton of Zurich offer different models of basic insurance. Although all health insurance companies in Zurich must provide legally prescribed benefits, the monthly premiums vary greatly. The health insurance premiums in Zurich depend on various factors such as the chosen health insurance company, the basic insurance model, the chosen deductible, the premium region and the age of the insured person.

How much does health insurance cost in Zurich?

The cheapest health insurance in the canton of Zurich currently costs CHF 234.75 per month, while the most expensive health insurance is CHF 707.45. If you consider a few important points when choosing health insurance, you can make considerable savings in Zurich. In fact, it is possible to save up to CHF 5'672.40 on health insurance in the canton of Zurich.

Premium increase for health insurance in Zurich

Health insurance in Zurich rose by 8.3 % in 2024. According to the FOPH, health insurance premiums in Zurich are rising due to rising healthcare costs. Premiums are rising in Zurich because people are getting older and new, expensive medicine and technology are becoming available.

Compare health insurance companies in Zurich

Health insurance in Zurich costs vary depending on age and postcode. You can compare health insurances using the Health Insurance Comparison in Zurich. The benefits of basic health insurance in Zurich are defined by law and are identical for every health insurance in Zurich. You can save on health insurance premiums in Zurich by changing health insurance.

Health insurance models in Zurich

Health insurance in Zurich offers various models of basic insurance. The basic insurance models influence the amount of health insurance premiums in Zurich. As a rule, insured persons pay more if they opt for the standard model (free choice of doctor). However, if you are prepared to commit to a specific contact person or a counselling hotline, you can save costs in Zurich with models such as the family doctor model, HMO model or Telmed model.

Deductible with health insurance in Zurich

Health insurance in Zurich offers a choice of 6 deductibles between CHF 300 and CHF 2,500. The choice of deductible has a direct influence on the amount of the health insurance premium in Zurich. If you choose a higher deductible in Zurich, the monthly health insurance premium will be lower. It can therefore be worthwhile for people with lower healthcare costs to choose a higher deductible in Zurich. In this way, you can save up to CHF 1,000 in Zurich over the course of the year.

Supplementary insurance with the health insurance in Zurich

Supplementary health insurance in Zurich offers additional benefits that go beyond basic insurance. Supplementary insurance in Zurich covers the costs of alternative medicine, glasses and contact lenses, dental treatment or a better hospitalisation. Particularly in Zurich, where many people value high-quality medical care, supplementary insurance can be a sensible way of providing better protection and access to extended healthcare services. The offers and benefits of supplementary insurance can vary depending on the health insurance in Zurich, so it is worth to compare the supplementary insurance.

Further links and sources on this topic

www.swissinfo.ch - Switzerland faces sharp insurance premium increase.
www.bhf.ch - An expert view on the 2024 initiatives on health insurance premiums.