Change and cancel household insurance

How can I cancel and change the household insurance?

You can cancel and switch home insurance in 4 steps and the 4 steps are as listed below:

1. Check notice periods: Check the cancellation periods of your home insurance policy to see when it is possible to cancel.
2. Create cancellation letter: Create a cancellation letter and submit it to your existing home insurance company.
3. Find new household insurance: Compare home insurance policies and find a suitable home insurance policy.
4. Switch to new household insurance: Take out the new household insurance and wait for the confirmation of acceptance.

When can I cancel and change my household contents insurance?

As a rule, you must submit your notice of termination to your existing household insurance in writing at least 3 months before the contract expires. But there are exceptions where you can cancel and switch your home contents insurance. The exceptions are as listed below:

After a claim

You can cancel your household insurance policy and switch to another household insurance policy if you have a claim on your vehicle. However, you should make sure that the cancellation must be made within 14 days after the insurance company has been notified of the facts - this is the case, among other things, when you have been credited with the payment of the corresponding amount.

After a premium increase

You can cancel your household insurance policy and switch to another household insurance policy if your existing household insurance policy changes the policy conditions or the premiums. Your home contents insurance company must inform you in advance of what changes will be made and how long you have until the notice period expires. The changes are considered accepted if you do not cancel your household contents insurance in time.