Change and cancel personal liability insurance

How can I cancel and change my personal liability insurance?

You can cancel and change personal liability insurance in 4 steps and the 4 steps are as listed below:

1. Check the notice periods: Check the cancellation periods of your personal liability insurance to see when cancellation is possible.
2. Create a termination letter: Create a termination letter and submit it to your existing personal liability insurance.
3. Find new personal liability insurance: Compare personal liability insurances and find a suitable personal liability insurance.
4. Switch to new personal liability insurance: Take out the new personal liability insurance and wait for the confirmation of acceptance.

When can I terminate and switch private liability insurance?

As a rule, you must submit your notice of termination in writing to your existing personal liability insurance no later than 3 months before the contract expires. But there are also exceptions where you can cancel and switch personal liability insurance. The exceptions are as listed below:

After a claim

You can cancel your personal liability insurance and switch to another personal liability insurance if you have a claim on your vehicle. However, you should make sure that the cancellation must be made within 14 days after the insurance company has been notified of the facts - this is the case, among other things, when you have been credited with the payment of the corresponding amount.

After a premium increase

You can cancel your personal liability insurance and switch to another personal liability insurance if your existing personal liability insurance changes the policy conditions or the premiums. Your personal liability insurance company must inform you in advance of what changes will be made and how long you have until the notice period expires. The changes are deemed to be accepted if you do not cancel your personal liability insurance in time.