Change and cancel car insurance

How can I cancel and switch car insurance?

You can cancel and switch car insurance in 4 steps and the 4 steps are as listed below:

1. Check cancellation periods: Check the cancellation periods of your car insurance when it is possible to cancel.
2. Create cancellation letter: Create a cancellation letter and submit it to your existing car insurance company.
3. Find new car insurance: Compare car insurance companies and find a suitable car insurance policy.
4. Switch to new car insurance: Take out the new car insurance and wait for the confirmation of acceptance.

When can I cancel and switch car insurance?

As a rule, you must submit your notice of termination in writing to your existing car insurance company at least 3 months before the contract expires. But there are exceptions where you can cancel and switch car insurance. The exceptions are as listed below:

After a claim

You can cancel your car insurance and switch to another car insurance if you have a claim on your vehicle. However, you should make sure that the cancellation must be made within 14 days after the insurance company has been notified of the facts - this is the case, among others, when you have been credited with the payment of the corresponding amount.

After a premium increase

You can cancel your car insurance and switch to another car insurance company if your existing car insurance company changes the policy conditions or the premiums. Your car insurance company must inform you in advance of what changes will be made and how long you have until the notice period expires. The changes are deemed to be accepted if you do not cancel your car insurance in time.

If you change your vehicle or change your owner

You can cancel your car insurance and change to a different car insurance if you change your vehicle or the keeper. If you buy a new vehicle afterwards, you will have to find new car insurance.