Health Insurance Comparison Switzerland 2025
With our health insurance comparison you can compare the cheapest health insurance companies in Switzerland online and find a favourable health insurance company in your canton.
What is a health insurance comparison?
A health insurance comparison is a comparison tool for health insurance companies to compare their premiums and benefits in Switzerland. You can use the health insurance comparison to compare health insurance premiums per canton, health insurance models, benefits and different health insurance deductibles. Our health insurance comparison contains the current health insurance premiums of Swiss health insurance companies. By using the health insurance comparison you save time and money.
Find the cheapest health insurance in Switzerland
You can find the cheapest health insurance in Switzerland using the health insurance comparison. The health insurance comparison lists the cheapest health insurance companies in your canton according to monthly premiums. With the health insurance comparison you can find the most favourable health insurance for your requirements and budget. The cheapest health insurance company in Switzerland is Sanitas with monthly premiums of CHF 189.50.
How does the health insurance comparison work in Switzerland?
In Switzerland, the health insurance comparison works a little differently than in other countries, as the health system is based on the principle of solidarity and health insurance is compulsory for all residents. To start the health insurance comparison, you should enter the required basic data such as your place of residence and your age in the comparison tool.
Follow these steps to compare health insurance companies efficiently:
- Enter your basic data: start the health insurance comparison by entering basic information such as your age, place of residence and desired benefits. This information helps us to filter the health insurance companies that are relevant to you.
- Select your preferences: Decide which additional benefits are important to you when comparing health insurance companies, such as special reimbursements or exclusive health programmes. Our health insurance comparison takes these preferences into account to suggest the most favourable health insurance companies.
- Compare health insurance companies: Our health insurance comparison provides you with a clear list of health insurance companies according to your criteria. You can see the monthly premiums, benefits and reviews from existing customers at a glance.
- Request a health insurance quote: Once you have found a health insurance company to suit your needs and budget, you can request a non-binding health insurance quote directly via our health insurance comparison.
When should I compare health insurance companies?
You should compare health insurance companies every year because health insurance companies adjust their premiums annually. If the difference in premiums resulting from the health insurance comparison is high enough, you can switch to a more favourable health insurance company. You should compare health insurance companies in Switzerland in the following cases: if the premiums increase, if you are dissatisfied with your current health insurance company, if you change your health insurance company every year, if your life changes and if new benefits are introduced.
What can you compare with health insurance?
With the health insurance comparison, you can compare the premiums for basic insurance, deductibles, basic insurance models and supplementary health insurance. You can also compare the quality of service, customer support and the availability of online services of the various health insurance companies. It is also worth comparing the individual conditions for special needs such as alternative treatments or worldwide emergency cover. Another important point is flexibility in the choice of doctors and hospitals, especially in supplementary insurance. These aspects help you to find a health insurance company that best suits your personal needs, both financially and in terms of the benefits it offers.
Compare basic insurance
When comparing basic health insurance, you can directly compare the premiums, which vary depending on the canton and health insurance company. As the
Compare health insurance models
An important aspect when comparing health insurance companies is choosing the right health insurance model. Here you can choose between
Compare deductibles
Another key point in the health insurance comparison is the comparison of the deductible. The amount of the
Compare supplementary insurance
Supplementary insurance offer significantly more customisation options, and when comparing health insurance companies you should pay close attention to the different levels of cover. By comparing health insurance companies, you can find out which
What information is required for the health insurance comparison?
The following information is required for the health insurance comparison:
- Your place of residence
- Your year of birth
- Your gender
- Your deductible
- Accident cover
- Health insurance model
Obtain health insurance quotes
You can obtain health insurance quotes efficiently using our health insurance comparison. The health insurance comparison is designed to present you with health insurance quotes that are precisely tailored to your needs and financial possibilities.
Here are the steps you should take to obtain health insurance quotes:
- Entering your details: To get the most relevant quotes, please enter some basic information first. This includes your age, your place of residence and any special health needs or wishes regarding insurance benefits.
- Customise your search criteria: Refine your search by setting additional filters, such as preferred benefits, health insurance model or special supplementary insurance. This helps you to further specify your search and only receive the most relevant offers.
- Compare the offers: Once the data has been entered and the search criteria specified, our comparison tool presents a list of health insurance companies that meet your requirements. You can browse through the various offers at your leisure, compare the costs and view details of the benefits of each tariff.
- Get a quote: Choose the health insurance company that suits you best and request a detailed quote directly via our comparison tool. This will either be made available to you directly online or sent to you by e-mail.
What types of health insurance can I compare?
You can compare 2 types of health insurance in Switzerland. The 2 types of health insurance are basic insurance and
Which health insurance benefits can I compare?
You can compare the following health insurance benefits:
- Hospital insurance
Glasses and contact lenses - Transport and rescue
- Medication
- Alternative medicine
Abroad - Maternity
Fitness
What are the most important factors when comparing health insurance companies?
The most important factors in a health insurance comparison are the benefits, health insurance premiums, basic insurance model, cover area and customer service. These factors will help you find a favourable health insurance company for your needs. When comparing health insurance companies, you should consider the following factors:
Health insurance premiums - Basic insurance model
Health insurance benefits - Customer service
Which cantons are included in the health insurance comparison?
The health insurance comparison includes all cantons in Switzerland. The cantons in the health insurance comparison include Zurich, Bern, Lucerne, Uri, Schwyz, Obwalden, Nidwalden, Glarus, Zug, Fribourg, Solothurn, Basel-Stadt, Basel-Landschaft, Schaffhausen, Appenzell Ausserrhoden, Appenzell Innerrhoden, St. Gallen, Graubünden, Aargau, Thurgau, Ticino, Vaud, Valais, Neuchâtel, Geneva and Jura. By taking all the cantons into account, the health insurance comparison ensures that users can see the specific offers and benefits of the health insurance companies in their respective region, which is particularly important as premiums and benefits can vary from canton to canton.
Who is the health insurance comparison suitable for?
The health insurance comparison is particularly suitable for families, young people, adults, couples, pregnant women and people who are new to Switzerland. By making a comparison, families can ensure the best benefits for all family members and save costs at the same time. Young people and adults benefit from customised offers that meet their individual health needs. Couples can optimise their insurance situation by making a joint comparison. Pregnant women can use the comparison to find specific benefits and care that cover their particular needs during pregnancy. New arrivals in Switzerland can use the comparison to choose the best and most cost-effective health insurance for them to ensure optimal healthcare. A health insurance comparison thus helps to find the right benefits and the best prices, regardless of your life situation.
Which health insurance companies are in the health insurance comparison?
The
When are the premiums in the health insurance comparison updated?
Our health insurance comparison currently contains the current health insurance premiums for 2025. The premiums in the health insurance comparison are usually updated once a year. In Switzerland, this usually happens in autumn, typically in October. At this time, the health insurance companies announce the new premiums for the coming year. The update takes place after the premiums have been approved by the Federal Office of Public Health ( FOPH ).